International Union of Operating Engineers
Local 30

In the Event of Your Death

In the event of your death, your spouse or beneficiary should:

  • Notify the Fund office;
  • Provide the Fund office with a copy of your death certificate;

Apply for your life insurance (and AD&D insurance, if applicable).

For private sector members, medical benefits will continue for your surviving dependents for up to one year following your death if your dependents are not eligible for other health coverage.

Your surviving dependents may be eligible for COBRA Continuation Coverage following your death or after their medical plan continuation ends.

Private Sector Participants

If you are an active participant and eligible for coverage on the date of your death, your beneficiary will receive a Life Insurance benefit (and an Accidental Death & Dismemberment (AD&D) insurance benefit, if your death is accidental).

Municipal Participants

If you are a participant in the Active or Retired Municipal Welfare Trust Funds, and you are eligible for coverage on the date of your death, your beneficiary will receive a death benefit.

If you die while receiving your Pension benefit, your beneficiary may continue to receive your benefit.

If you are married, your spouse is your default beneficiary. The amount of your pension benefit your beneficiary receives after your death depends on the type of plan you choose. Examples of types of pension plans include:

  • Single Life Annuity
  • 50% Husband-and-Wife Pension
  • 75% Husband-and-Wife Pension
  • 100% Husband-and-Wife Pension

If you are single:

  • If you became a participant after January 1, 2006, no benefit is paid.
  • If you became a participant before January 1, 2006, and have received less than 60 monthly payments, your beneficiary will receive your benefit in monthly installments.

To add or change your beneficiary, contact the Fund office.

If you are a Municipal employee your pension is through the New York City Employee Retirement System (NYCERS). Please visit the NYCERS website for more information.

If you die while receiving your Annuity benefit:

  • Your spouse, if you are married at the time of your death, may continue to receive your benefit.
  • No benefit will be paid if you are single.

If you die before receiving your Annuity benefit:

  • Your spouse or beneficiary will receive your benefit.

For more information about how your Annuity benefits, please contact the Fund office.