In the event of your death, your spouse or beneficiary should:
Apply for your life insurance (and AD&D insurance, if applicable).
For private sector members, medical benefits will continue for your surviving dependents for up to one year following your death if your dependents are not eligible for other health coverage.
Your surviving dependents may be eligible for COBRA Continuation Coverage following your death or after their medical plan continuation ends.
Private Sector Participants
If you are an active participant and eligible for coverage on the date of your death, your beneficiary will receive a Life Insurance benefit (and an Accidental Death & Dismemberment (AD&D) insurance benefit, if your death is accidental).
If you are a participant in the Active or Retired Municipal Welfare Trust Funds, and you are eligible for coverage on the date of your death, your beneficiary will receive a death benefit.
If you die while receiving your Pension benefit, your beneficiary may continue to receive your benefit.
If you are married, your spouse is your default beneficiary. The amount of your pension benefit your beneficiary receives after your death depends on the type of plan you choose. Examples of types of pension plans include:
If you are single:
To add or change your beneficiary, contact the Fund office.
If you are a Municipal employee your pension is through the New York City Employee Retirement System (NYCERS). Please visit the NYCERS website for more information.
If you die while receiving your Annuity benefit:
If you die before receiving your Annuity benefit:
For more information about how your Annuity benefits, please contact the Fund office.